It's so simple and disruptive I wonder why others haven't really tried it. Droplet is a mobile money app on iOS that lets you load cash onto your phone and send payments to anyone - including participating retailers - for free, via email. Unlike mobile payment companies like Square, iZettle and apps from the banks who own Visa and Mastercard, Droplet is about digitising cash, not putting credit cards on your phone, or carrying around a plastic card reader. But crucially there a no charges to the individual or the merchant. The idea behind droplet is utterly simple, but very powerful. In Kenya, M-Pesa processes more than a quarter of the country?s GDP via mobile phone because there?s virtually no banking system. Droplet could well do the same, if it plays its cards right, and create a viral adoption loop. All it would take would be for retailers - especially small ones - to start promoting it themselves.Source: http://feedproxy.google.com/~r/Techcrunch/~3/vN84RlPK5wI/
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