শুক্রবার, ৩০ সেপ্টেম্বর, ২০১১

Major HIV prevention trial in women to drop oral tenofovir arm

Major HIV prevention trial in women to drop oral tenofovir arm [ Back to EurekAlert! ] Public release date: 28-Sep-2011
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Contact: Lisa Rossi
rossil@upmc.edu
412-916-3315
Microbicide Trials Network

VOICE will continue testing other ARV-based approaches: oral Truvada and tenofovir gel

PITTSBURGH, September 28, 2011 VOICE, an HIV prevention trial evaluating two antiretroviral (ARV)-based approaches for preventing the sexual transmission of HIV in women daily use of one of two different ARV tablets or of a vaginal gel will be dropping one of the oral tablets from the study. The decision to discontinue use of tenofovir tablets in VOICE comes after a routine review of study data concluded that the trial will not be able to demonstrate that tenofovir tablets are effective in preventing HIV in the women enrolled in the trial. VOICE will continue to test the safety and effectiveness of the other oral tablet, Truvada, a combination of tenofovir and emtricitabine, and of the vaginal gel formulation of tenofovir.

Importantly, the review, which was conducted by the National Institute of Allergy and Infectious Diseases (NIAID)'s independent Prevention Trials Data and Safety Monitoring Board (DSMB), identified no safety concerns with any of the products being studied in VOICE.

VOICE Vaginal and Oral Interventions to Control the Epidemic involves 5,029 women at 15 trial sites in Uganda, South Africa and Zimbabwe. The trial is being conducted by the Microbicide Trials Network (MTN), an HIV/AIDS clinical trials network funded by the National Institute for Allergy and Infectious Diseases with co-funding from the Eunice Kennedy Shriver Institute for Child Health and Human Development and the National Institute of Mental Health, all components of the U.S. National Institutes of Health.

The study was designed with five study groups: tenofovir gel, an inactive placebo gel, oral tenofovir, oral Truvada and an inactive placebo tablet. The women in each group (about 1,000) are asked to take their assigned study product daily. VOICE is the only trial evaluating the daily use of an ARV tablet an approach called oral pre-exposure prophylaxis, or PrEP and a vaginal gel in the same study. This design is important for determining how each product works compared to its control (placebo gel or placebo tablet) and which approach women prefer.

On September 16, 2011, the NIAID Prevention Trials DSMB reviewed VOICE study data for the period between Sept. 9, 2009, when the study began, and July 1, 2011. Based on this interim review, the DSMB determined that it was not possible to show whether oral tenofovir tablets were any better than a placebo for preventing HIV in the women assigned to that study group. The DSMB therefore recommended that the women randomized to the oral tenofovir tablet group discontinue their use of the study product. This recommendation does not apply to the women in the groups using either the tenofovir gel or oral Truvada tablets, or the corresponding placebos; the DSMB recommended that these four study groups continue in VOICE.

All VOICE participants will be informed about the decision to modify the study. Because the DSMB had no concerns about the safety of oral tenofovir, the process of discontinuing its use among the participants in that study group can proceed in an orderly fashion. Each of these participants will stop using the oral tenofovir tablets at their next scheduled clinic appointment. They will then return eight weeks later for a last set of tests and procedures before exiting the study. The participants will be provided with information about where they can receive HIV testing and counseling, contraception and other medical or support services as needed. Women in the oral tenofovir group who became HIV-infected and/or pregnant during VOICE and are enrolled in an MTN ancillary study may continue to participate in these studies.

The investigators, led by Zvavahera Mike Chirenje, M.D., of the University of Zimbabwe in Harare, and Jeanne Marrazzo, M.D., M.P.H., from the University of Washington in Seattle, U.S., expressed their disappointment that oral tenofovir did not reduce HIV infection in participants receiving it, but noted that the objective of the study was to answer questions about each of the approaches. Researchers don't know why the tenofovir tablet was not effective in the study's population predominately women in their 20's (and younger) who may or may not be married or in a committed relationship and are living in communities where HIV incidence is among the highest. Meanwhile, the team remains committed to completing the trial and to providing evidence on whether oral Truvada and/or tenofovir gel are effective in reducing the risk of HIV infection among young women.

The team is especially grateful to all of the VOICE participants, whose commitment to this trial has already helped in gaining insight about oral tenofovir tablets for preventing HIV among women. This information will have significant implications for a field that faces important decisions about the use of oral PrEP and in which particular populations it could have the most benefit.

No additional information about the independent DSMB's decision is available at this time. Once the study is completed, which is expected to be before the end of 2012, a full analysis of all data will be conducted.

A DSMB is an independent group of clinical research experts, statisticians, ethicists and often community representatives that provides additional oversight to a clinical study. A DSMB regularly reviews blinded data not available to the investigators or anyone else, while a clinical trial is in progress. Based on its review of interim data, a DSMB may, at any time, recommend that a trial, or part of a trial, be stopped if there are concerns about safety, compelling evidence for a product's effectiveness or if it becomes clear that the trial cannot show that a product is effective, a concept called futility.

Since the study began in September 2009, the NIAID Prevention Trials DSMB has conducted five periodic reviews of VOICE interim data. All reviews prior to the 16 September review indicated no concerns, and the DSMB recommended each time that the study continue, without changes. The next routine review of VOICE data by the DSMB will take place in mid-November of this year. This will be the sixth routine review and the third interim efficacy analysis of VOICE.

Globally, women account for 60 percent of adults with HIV in sub-Saharan Africa, where unprotected heterosexual intercourse is the primary driver of the epidemic. Young women are especially vulnerable. In southern Africa, young women are up to five times more likely to become infected with HIV than young men, and more than a quarter (26 percent) of all new global HIV infections occur in women aged 15-24. Women are twice as likely as their male partners to acquire HIV during sex. Although correct and consistent use of male condoms has been shown to prevent HIV, women are not always able to negotiate their use. Women desperately need methods for preventing HIV that they can control themselves. ARV-based prevention methods as either a vaginal gel or an oral tablet are promising approaches.

Oral tenofovir (tenofovir disoproxil fumarate), known by the brand name Viread , and Truvada, a combination tablet that contains tenofovir and emtricitabine, are both approved for the treatment of HIV when used in combination with other ARVs. Viread and Truvada are registered trademarks of Gilead Sciences, Inc., of Foster City, Calif., U.S. Both have been evaluated in clinical trials in different at-risk populations to determine if they can prevent HIV in people who are HIV-negative. Besides VOICE, only one other PrEP effectiveness trial is currently ongoing. The U.S. Centers for Disease Control and Prevention is testing the effectiveness of oral tenofovir taken daily for reducing the risk of HIV among 2,400 injection drug users in Thailand. Results are anticipated in 2012.

Tenofovir gel is a vaginal microbicide that contains the same active ingredient as the oral tablet formulation of tenofovir. Microbicides are products designed to prevent or reduce the sexual transmission of HIV when applied topically on the inside of the vagina or rectum. In 2006, Gilead assigned a royalty-free license for tenofovir gel to CONRAD, of Arlington, Virginia, and the International Partnership for Microbicides of Silver Spring, Maryland. In addition to VOICE, which is testing daily use of tenofovir gel, the FACTS 001 study plans to evaluate its use before and after sex in a large trial commencing soon in South Africa.

###

A Questions and Answers document about the modification of VOICE can be found at http://www.mtnstopshiv.org/node/3622 .

A summary of recent trial results of other PrEP studies can be found at http://www.avac.org/ht/d/sp/i/326/pid/326

About the MTN

The Microbicide Trials Network (MTN) is an HIV/AIDS clinical trials network established in 2006 by the National Institute of Allergy and Infectious Diseases (NIAID), part of the U.S. National Institutes of Health (NIH). The MTN brings together international investigators and community and industry partners who are devoted to reducing the sexual transmission of HIV through the development and evaluation of products applied topically or administered orally, working within a unique infrastructure specifically designed to facilitate the research required to support licensure of these products for widespread use.


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AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


Major HIV prevention trial in women to drop oral tenofovir arm [ Back to EurekAlert! ] Public release date: 28-Sep-2011
[ | E-mail | Share Share ]

Contact: Lisa Rossi
rossil@upmc.edu
412-916-3315
Microbicide Trials Network

VOICE will continue testing other ARV-based approaches: oral Truvada and tenofovir gel

PITTSBURGH, September 28, 2011 VOICE, an HIV prevention trial evaluating two antiretroviral (ARV)-based approaches for preventing the sexual transmission of HIV in women daily use of one of two different ARV tablets or of a vaginal gel will be dropping one of the oral tablets from the study. The decision to discontinue use of tenofovir tablets in VOICE comes after a routine review of study data concluded that the trial will not be able to demonstrate that tenofovir tablets are effective in preventing HIV in the women enrolled in the trial. VOICE will continue to test the safety and effectiveness of the other oral tablet, Truvada, a combination of tenofovir and emtricitabine, and of the vaginal gel formulation of tenofovir.

Importantly, the review, which was conducted by the National Institute of Allergy and Infectious Diseases (NIAID)'s independent Prevention Trials Data and Safety Monitoring Board (DSMB), identified no safety concerns with any of the products being studied in VOICE.

VOICE Vaginal and Oral Interventions to Control the Epidemic involves 5,029 women at 15 trial sites in Uganda, South Africa and Zimbabwe. The trial is being conducted by the Microbicide Trials Network (MTN), an HIV/AIDS clinical trials network funded by the National Institute for Allergy and Infectious Diseases with co-funding from the Eunice Kennedy Shriver Institute for Child Health and Human Development and the National Institute of Mental Health, all components of the U.S. National Institutes of Health.

The study was designed with five study groups: tenofovir gel, an inactive placebo gel, oral tenofovir, oral Truvada and an inactive placebo tablet. The women in each group (about 1,000) are asked to take their assigned study product daily. VOICE is the only trial evaluating the daily use of an ARV tablet an approach called oral pre-exposure prophylaxis, or PrEP and a vaginal gel in the same study. This design is important for determining how each product works compared to its control (placebo gel or placebo tablet) and which approach women prefer.

On September 16, 2011, the NIAID Prevention Trials DSMB reviewed VOICE study data for the period between Sept. 9, 2009, when the study began, and July 1, 2011. Based on this interim review, the DSMB determined that it was not possible to show whether oral tenofovir tablets were any better than a placebo for preventing HIV in the women assigned to that study group. The DSMB therefore recommended that the women randomized to the oral tenofovir tablet group discontinue their use of the study product. This recommendation does not apply to the women in the groups using either the tenofovir gel or oral Truvada tablets, or the corresponding placebos; the DSMB recommended that these four study groups continue in VOICE.

All VOICE participants will be informed about the decision to modify the study. Because the DSMB had no concerns about the safety of oral tenofovir, the process of discontinuing its use among the participants in that study group can proceed in an orderly fashion. Each of these participants will stop using the oral tenofovir tablets at their next scheduled clinic appointment. They will then return eight weeks later for a last set of tests and procedures before exiting the study. The participants will be provided with information about where they can receive HIV testing and counseling, contraception and other medical or support services as needed. Women in the oral tenofovir group who became HIV-infected and/or pregnant during VOICE and are enrolled in an MTN ancillary study may continue to participate in these studies.

The investigators, led by Zvavahera Mike Chirenje, M.D., of the University of Zimbabwe in Harare, and Jeanne Marrazzo, M.D., M.P.H., from the University of Washington in Seattle, U.S., expressed their disappointment that oral tenofovir did not reduce HIV infection in participants receiving it, but noted that the objective of the study was to answer questions about each of the approaches. Researchers don't know why the tenofovir tablet was not effective in the study's population predominately women in their 20's (and younger) who may or may not be married or in a committed relationship and are living in communities where HIV incidence is among the highest. Meanwhile, the team remains committed to completing the trial and to providing evidence on whether oral Truvada and/or tenofovir gel are effective in reducing the risk of HIV infection among young women.

The team is especially grateful to all of the VOICE participants, whose commitment to this trial has already helped in gaining insight about oral tenofovir tablets for preventing HIV among women. This information will have significant implications for a field that faces important decisions about the use of oral PrEP and in which particular populations it could have the most benefit.

No additional information about the independent DSMB's decision is available at this time. Once the study is completed, which is expected to be before the end of 2012, a full analysis of all data will be conducted.

A DSMB is an independent group of clinical research experts, statisticians, ethicists and often community representatives that provides additional oversight to a clinical study. A DSMB regularly reviews blinded data not available to the investigators or anyone else, while a clinical trial is in progress. Based on its review of interim data, a DSMB may, at any time, recommend that a trial, or part of a trial, be stopped if there are concerns about safety, compelling evidence for a product's effectiveness or if it becomes clear that the trial cannot show that a product is effective, a concept called futility.

Since the study began in September 2009, the NIAID Prevention Trials DSMB has conducted five periodic reviews of VOICE interim data. All reviews prior to the 16 September review indicated no concerns, and the DSMB recommended each time that the study continue, without changes. The next routine review of VOICE data by the DSMB will take place in mid-November of this year. This will be the sixth routine review and the third interim efficacy analysis of VOICE.

Globally, women account for 60 percent of adults with HIV in sub-Saharan Africa, where unprotected heterosexual intercourse is the primary driver of the epidemic. Young women are especially vulnerable. In southern Africa, young women are up to five times more likely to become infected with HIV than young men, and more than a quarter (26 percent) of all new global HIV infections occur in women aged 15-24. Women are twice as likely as their male partners to acquire HIV during sex. Although correct and consistent use of male condoms has been shown to prevent HIV, women are not always able to negotiate their use. Women desperately need methods for preventing HIV that they can control themselves. ARV-based prevention methods as either a vaginal gel or an oral tablet are promising approaches.

Oral tenofovir (tenofovir disoproxil fumarate), known by the brand name Viread , and Truvada, a combination tablet that contains tenofovir and emtricitabine, are both approved for the treatment of HIV when used in combination with other ARVs. Viread and Truvada are registered trademarks of Gilead Sciences, Inc., of Foster City, Calif., U.S. Both have been evaluated in clinical trials in different at-risk populations to determine if they can prevent HIV in people who are HIV-negative. Besides VOICE, only one other PrEP effectiveness trial is currently ongoing. The U.S. Centers for Disease Control and Prevention is testing the effectiveness of oral tenofovir taken daily for reducing the risk of HIV among 2,400 injection drug users in Thailand. Results are anticipated in 2012.

Tenofovir gel is a vaginal microbicide that contains the same active ingredient as the oral tablet formulation of tenofovir. Microbicides are products designed to prevent or reduce the sexual transmission of HIV when applied topically on the inside of the vagina or rectum. In 2006, Gilead assigned a royalty-free license for tenofovir gel to CONRAD, of Arlington, Virginia, and the International Partnership for Microbicides of Silver Spring, Maryland. In addition to VOICE, which is testing daily use of tenofovir gel, the FACTS 001 study plans to evaluate its use before and after sex in a large trial commencing soon in South Africa.

###

A Questions and Answers document about the modification of VOICE can be found at http://www.mtnstopshiv.org/node/3622 .

A summary of recent trial results of other PrEP studies can be found at http://www.avac.org/ht/d/sp/i/326/pid/326

About the MTN

The Microbicide Trials Network (MTN) is an HIV/AIDS clinical trials network established in 2006 by the National Institute of Allergy and Infectious Diseases (NIAID), part of the U.S. National Institutes of Health (NIH). The MTN brings together international investigators and community and industry partners who are devoted to reducing the sexual transmission of HIV through the development and evaluation of products applied topically or administered orally, working within a unique infrastructure specifically designed to facilitate the research required to support licensure of these products for widespread use.


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


Source: http://www.eurekalert.org/pub_releases/2011-09/mtn-mhp092811.php

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Professor wins Ig Nobel Prize for beer, sex research

ScienceDaily (Sep. 29, 2011) ? It was a case of a besotted male and beer. Love-sick and lonely, the male girded his loins and took immediate action to relieve his unhappiness -- but with a surprising outcome, as a U of T Mississauga professor discovered.

The male in question, an Australian jewel beetle (Julodimorpha bakewelli), became so enamored with a brown "stubby" beer bottle that he tried to mate with it -- so vigorously that he died trying to copulate in the hot sun rather than leave willingly, says Professor Darryl Gwynne of biology, an international expert in behavioural ecology, specifically the evolution of reproductive behaviour.

Gwynne and his Australian colleague David Rentz were awarded an Ig Nobel Prize at Harvard University for their 1983 paper "Beetles on the Bottle: Male Buprestids Mistake Stubbies for Females." The Ig Nobel Prizes, a parody of the Nobel Prizes, are awarded annually by the scientific humour magazine Annals of Improbable Research to "first make people laugh and then make them think." The prizes are intended to celebrate the unusual, honour the imaginative and spur people's interest in science, medicine and technology.

"I'm honoured, I think," Gwynne says, with a smile on his face. "The awards make people think, and they're a bit of a laugh. Really, we've been sitting here by the phone for the past 20 plus years waiting for the call. Why did it take them so long?"

Gwynne and Rentz were conducting field work in Western Australia 23 years ago when they noticed something unusual along the side of the road. "We were walking along a dirt road with the usual scattering of beer cans and bottles when we saw about six bottles with beetles on top or crawling up the side. It was clear the beetles were trying to mate with the bottles."

The bottles -- stubbies as they are known in Australia -- resemble a "super female" jewel beetle, Gwynne says: big and orangey brown in colour, with a slightly dimpled surface near the bottom (designed to prevent the bottle from slipping out of one's grasp) that reflects light in much the same way as female wing covers. The bottles proved irresistible to males. Ignoring the females, the males mounted or tried to climb up the bottles, refusing to leave. They fried to death in the sun, were eaten by hungry ants or had to be physically removed by the researchers.

Gwynne and Rentz determined that the males were attracted only to stubbies -- not to beer cans or wine bottles of a slightly different shade of brown. And it wasn't the bottles' contents that captured their attention: "Not only do western Australians never dispose of a beer bottle with beer still in it, but many of the bottles had sand and detritus accumulated over many months," the research paper notes.

Beer and sex humour aside, the research has serious messages, Gwynne says. First, when humans interfere -- perhaps unwittingly -- in an evolutionary process, there can be unintended consequences; in this case, female beetles are ignored by males which can have a huge impact on the natural world. "Improperly disposed of beer bottles not only present a physical and 'visual' hazard in the environment, but also could potentially cause great interference with the mating system of a beetle species," the paper says. To that end, Gwynne forwarded research results to a leading western Australian brewer.

And secondly, Gwynne points out that the research supports the theory of sexual selection: that males, in their eagerness to mate, are the ones that make mating mistakes.

Gwynne conducted his research as a post-doctoral fellow at the University of Western Australia in Nedlands. He joined U of T Mississauga in 1987. The research was published in the journal of the Entomological Society of Australia and the U.K.-based journal, Antenna.

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The above story is reprinted (with editorial adaptations by ScienceDaily staff) from materials provided by University of Toronto, via EurekAlert!, a service of AAAS.

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Source: http://www.sciencedaily.com/releases/2011/09/110929235201.htm

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বৃহস্পতিবার, ২৯ সেপ্টেম্বর, ২০১১

Fear, Phobias and disorders are karmic & curable

Fear is a natural phenomenon. It is as natural as elation, excitement and rush or sadness. Fear only becomes a reason for concern when it impedes in your daily living, when it prevents you from achieving, expressing, earning or conducting your daily living with a free bent of mind. Extenuated fear takes the form of anxiety disorders, panic attacks or severe phobias. There is no real explanation to where this fear develops, where it matures or how it surfaces. Everyone get fearful, anxious or phobic about some or the other trivial thing in life, for no real reason. People are born with the phobia of heights, insects, blood etc. Phobias are nothing but extreme form of fear germinated due to extreme anxiety over something. Most commonly classified categories of fears are: ? Acrophobia- fear of heights ? Aqua-phobia-fear of water ? Atychiphobia- fear of failure ? Claustrophobia- fear of closed spaces ? Fear of Flying ? Social Anxiety Disorder-fear of expression ? Fear of Being Left Alone ? General Anxiety Disorder- anxiety over nothing ? Social Phobia- fear of being out in the public ? Fear of Failure ? Many more? Around one billion people are suffering from some sort of anxiety disorder, which means one in every seven people across the world is suffering from severe anxiety! Yet, there are a few who brush it off saying ?it?s all in the heads?. Practitioners attribute all of it to stress, and tension in daily life. Our day to day life has become so highly complicated these days that it is actually difficult to not get worried or heavy with anticipation. The environment, one?s body and mind are crucial factors in shooting up stress levels in a body. For our subconscious, severe fears or a phobia is accumulated layer of emotions stored in an unexplained negative experience of some span in the past.There are many such past lives one lives, and accumulates fears, disinterests, opinions or assumptions from. Fears that cannot really be explained with a reason also have their roots in one?s past lives. For example, an X cannot really decipher why he is so scared of water. It could be possible that he might have died in a flood or committed a suicide by jumping into water in his previous life, and it is finding expression in the form of severe aqua-phobia during this lifetime. Another common example that everyone must have witnessed around them: a person who starts stammering in public presence. It is nothing but an acute and deep seated social anxiety disorder, since speech disorders and anxiety go hand in hand. Similarly, we have also met quite a few clients who have extreme aversion to blood, fire, milk, animals. These are phobias. Commonly, it does not get as bad that we would make ourselves completely housebound to shun social presence or that we would not enter even our own house alone, to avoid facing the darkness. Though it is possible that people may get over their phobias without any external intervention, or may confront their fears and face them by themselves, but for the rest we suggest therapy plus perhaps a combination of medication that may be the best solution. We claim that it can be controlled with therapy over a period of time. Each one of us could change the way we look at things, polish our perspectives to positivity and widen our scope of understanding. With the help of new age therapies like Past Life regression and Serenity Surrender, one can gently unfold that layer of mind, which holds past memories of the incident that springs unknown feat or social anxiety in our current lives. It is quite karmic actually, for one attracts life situations (also termed problems) to face the fear that lies hidden in one?s subconscious mind due to some grave memory of the past. It is only by experiencing such life conditions will we be able to face our fears, and stress, bring it to surface and eventually be able to release it, thus, subconscious draws these situation in our present lives as well with the only purpose of getting rid of them. At healing cottage, we have gently tapped at many cores, helping many to face their fears and removing the scars from the subconscious gently. Past life Regression therapy is really helpful and highly effective in removing these fears gradually and persistently. The most important thing to know is that there is help available, including therapy and medication, and phobias can be controlled, if not cured. Getting rid of the trapped emotions, or traumas result in taming the big beast as well; for en enquiry or an appointment, please write to us at enquiry@healingcottage.in.

Tags: subconscious mind, Panic Attacks, BIG B, Anxiety Disorder, anxiety disorders

Source: http://www.212articles.com/fear-phobias-and-disorders-are-karmic-curable/

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Apply for payday loans online. | personal finance budgeting

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In this fast world it is very important that you do not get stuck up in a place or situation due to the lack of money. Time does not wait for anyone, and it is very important for you always to be on the run and be with the world. For this you require money so that you do not stop at any junction.You can meet with the daily challenges of life and be on the run with the help of payday loans. Thus payday loans are indeed a boon to the people.

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Songwriter, gospel singer Jessy Dixon dies at 73

Jessy Dixon, a singer and songwriter who introduced his energetic style of gospel music to wider audiences by serving as pop singer Paul Simon's opening act, died Monday. He was 73.

Miriam Dixon said her brother died Monday morning at his Chicago home. She said he had been sick but declined to provide additional details.

During a more than 50-year career, Dixon wrote songs for several popular singers, including jazz and rhythm and blues singer Randy Crawford. He later wrote songs performed by Cher, Diana Ross, Natalie Cole and Amy Grant.

But it was for his gospel singing ? religious music that combined the rhythmic beat of blues, jazz and soul ? that Dixon first gained attention. It was during an appearance at the Newport Jazz Festival in 1972 with his Jessy Dixon Singers that Dixon first came to Simon's attention. For the next eight years, Dixon toured with the pop icon, collaborating on Simon's 'Live Rhymin' Simon' and 'Still Crazy' albums.

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    4. Will 'Desperate' husbands survive final season?
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Dixon also played keyboard with Earth Wind and Fire and guitarist Phillip Upchurch.

Miriam Dixon said her brother

Dixon, who began studying music at age 5, aspired to be classical pianist but told The Associated Press in a 1997 interview that he always knew his talent was destined for use in the church.

Born March 12, 1938, in San Antonio, Dixon's professional compass was set by gospel music legend James Cleveland, who heard Dixon's teen group perform at a theatre in the south Texas city. Dixon said Cleveland liked the group, but he liked Dixon more and persuaded him to move to Chicago to join his group, the Gospel Chimes, as both a singer and pianist.

Chicago's South Side was the place to be for a gospel musician, especially in the early 1960s.

"Going to church was like going to school," Dixon said. At church, he heard the likes of Mahalia Jackson and blues pioneer Thomas A. Dorsey, who is credited with creating modern gospel singing.

"Reading his (Dorsey's) music and studying it, he was the one who wrote for Tennessee Ernie Ford, Elvis Presley and Pat Boone," Dixon said. "All these people were singing his music and were making it commercial."

Dixon credited the creativity of artists like percussionist Maurice White and blues singer Willie Dixon, no relation, inspired him to compose. He started with choral music for Chicago's Thompson Community Singers, for which he sat at the keyboards. Several of his early songs have become classics, sung in churches across America, including: "Sit At His Feet and be Blessed," "These Old Heavy Burdens" and "I Love to Praise His Name."

His more recent compositions gained him even wider acceptance. Dixon's "I Am Redeemed," released in 1993, lingered on Billboard magazine's gospel chart for more than five years.

After his stint with Simon ended, Dixon rode a wave of increased gospel music interest during the 1980s to build a following in Europe.

During his 1997 interview, Dixon noted that when he first began touring on his own outside the United States in the 1980s, the small audiences didn't have much respect for gospel as religious expression.

"At first it was viewed as entertainment," he said. "But now when I go, they ask me to share my faith as a Christian."

In the United States, Dixon was a long-time fixture on composer and singer Bill Gaither's Gospel Series, video concert broadcast on religious oriented cable television stations.

During his career, Dixon was able to produce five gold records and garner several Grammy nominations.

Dixon, is survived by a brother and sister.

___

Associated Press reporter Caryn Rousseau contributed to this report.

___

Online: http://www.jessydixon.com/

Copyright 2011 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://today.msnbc.msn.com/id/44675232/ns/today-entertainment/

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Charlie Sheen settles lawsuit over "Men" firing (Reuters)

LOS ANGELES (Reuters) ? Charlie Sheen has settled a lawsuit with the makers and creators of "Two and A Half Men" over the actor's dismissal from the top-rated U.S. television comedy earlier this year, Warner Bros. said on Monday.

Sheen had filed a $100 million lawsuit against the studio behind the CBS comedy and its creator Chuck Lorre after he was fired from the show in March.

Warner Bros. did not put a figure on the settlement. The case had been settled through arbitration.

"Warner Bros. Television, Chuck Lorre and Charlie Sheen have resolved their dispute to the parties' mutual satisfaction. The pending lawsuit and arbitration will be dismissed as to all parties. The parties have agreed to maintain confidentiality over the terms of the settlement," Warner Bros said in a statement.

Sheen, the highest-paid actor on U.S. television, was fired from "Two and A Half Men" after publicly insulting Lorre in a series of bizarre interviews. His remarks followed a series of trips to rehab that had forced production on the TV comedy to be suspended in early 2011.

Monday's settlement announcement followed months of acrimonious exchanges, tempered by contrite appearances by Sheen on TV talk shows and at The Emmys in the last two weeks.

Sheen was replaced on "Two and A Half Men" by Ashton Kutcher. The new season debuted last week to a record 28.7 million U.S. viewers -- a bigger audience than any episodes in the comedy's first eight seasons with Sheen in the starring role as a womanizing bachelor.

(Reporting by Jill Serjeant; Editing by Bob Tourtellotte)

Source: http://us.rd.yahoo.com/dailynews/rss/india/*http%3A//news.yahoo.com/s/nm/20110926/india_nm/india595622

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সোমবার, ২৬ সেপ্টেম্বর, ২০১১

Leo Hampery, Jr.: Why 'No Latest Taxes'? | Everyday Finance ...

The particular contract situated on the 12 appointive associate of the choice Congressional commitee is to asset, ?tween at the moment and Nov, at least $1.2 zillion in supplementary trap capital absent of the federal budget on top of the adjoining decennary. Yet about of the Republicans on this wonderful commitee enjoy already stated their decided disapproval to any contemporary receipts from tribute exchange or improves, so close to the order effected representing it, unless the Republicans replace their posture this purpose extremely slash onliest.

However, to settle the time to come of ?extremely slit lone? into standpoint, as the Modern York Stretch editorialized on Aug 6, the designated commitee could altogether remove (not just section) the integral of the FBI, Pell Gives representing institution schoolgirl, the Centres championing Illness Check and Preclusion, the Civic Academy of Form, and the Mind First step programme championing at-risk young children and it would even not reject the $110 jillion of management outgo p.a. that is needful to congeries $1.2 1000000000000 of enmesh capital upon the later 10 yregard.

Resolution be obliged, absolutely plainly, therefrom be institute in about primary dimensions of original customs receipts. The adjacent precis of indefinite federal charge reproach and taxes beneath Chair Reagan afterward contents of his individual verification Tariff Better Feature of 1986 and hither instantly in 2011 distinctly displays why. (These physique were capably assign cool next to my fellow-worker Roger Metalworker, who allocation my be about ? the highlight of the estimated diacritic halfway collection taxes and impost reprimand are totally vein.)

Can?t devolving on colleague of Copulation, not to upon our chair, gaze at these physique upon the behind 25 yregard and inspect exactly what ruination has been shaped to this state?s tariff equity toward the heart aggregation? Demolition that has sour our ongoing customs development on its tendency, to the aid of the excessively affluent and copious corporations. (Peep ?The Excise Workman Cometh ? Just Not For goodyintent,? Huffington Advise, Apr 12, 2011)

Does not the vital of sensitively quest advanced interest from charge switch and meliorate boom and reiteration in these conformation? And iteration extremely in the review that demonstrate that spell federal taxes were 14.9 pct of GDP in 2009 and 2010 and an guideline of 18.2 percentage during the government of Chair Reagan (and approximately 18.5 percentage upon the fullness of the postwar amplitude), they are this yattention ? 2011 ? feasible to be isolated 14.8 pct of GDP, are estimated alongside the non-partizan CBO (Bloomberg Businessweek, 8-18-11).

What cook the Republicans in Coitus not observe and listen to when they communicate that we can?t and shouldn?t sensitively elevate taxes instantly in line to rouse our poorly accented saving?

How approximately whether we foundation such improves with the embarrassingly apparent operation of eliminating the Chaparral tribute slash championing the exceedingly affluent and the assorted toll fracture which if not improve them? Included in this apparent process be required to be lastly burdensome carried concern in partnerships as the average funds which it is moderately than as chief boost which it isn?t. This revise solitary would fetch upward of $10 jillion a yheed to the Funds (not the all the more drop $3 zillion ?scored? close to the Congressional Budget Duty and others), and would terminate the travesty of investing professionals, who at once be worthy of what is in spirit average emolument process investment former mankind?s chips at no peril to their own money, unfairly receiving the decrease finance procure percentage aimed at arousing investiture.

On the incorporated Sometimes, Copulation should now leave out the huge funding nowadays successful to the unguent diligence patch enacting prod representing American multinationals to feature less not augmented of their net to their alien performance. And as a event of modern statute, accrued abroad profit should come at once nonexempt whenever they excel roughly moderate pct of a corporation?s debt capitalisation.

Congress should again favor biting the corporal resources proportion to, add, 26 pct spell (i) increasing the finance obtain proportion to 28 pct (the degree adoptive in the Reagan-advanced two-way Tribute Correct Feature of 1986), (ii) onerous dividends as average means, and (iii) eliminating unjust line levy up.

Most earnest representing our long-run monetary fitness, the governance and Intercourse should contemplate a value-added-tax or VAT on the succession of 5 pct that cuts back both collective mode and paysheet taxes and embrace considerate release. Feasibly extra than any former unmarried systemic opening move, this mixture would prod investments, comfort America build its plan invest in to fine fiscal fettle, and basically section the default. Replacement growth-choking taxes with a reserved VAT piece eliminating the impetus to measure product absent of the U.S. would and be the cause of a modern huge pact betwixt progressives, who ought to each time item slashing programs that millions of Americans hinge on on, and pro-business conservatives, who evidently on all occasions favour decrease incorporated and paysheet taxes.

President Obama regularly states that we acquire to ?revise our conservation? in trail to ?success the forthcoming.? A leading pole of any imaginable ?re-tooling? be compelled be actually developing different tax (again) and a incarnate tribute approach that lend a hand U.S. corporations become and flourish, incentivizes job beginning hither at native, assure that embodied America builds their objective contributions to the financial requires of our society, and heartens the all heart of chargeable incorporated rule that testament concede this territory to responsibly advance the sphere? husbandry in the budgeted.

Leo Foily Jr. is president of the Brisk Globalisation Step at the Contemporary America Bottom and an investor in media fellowship. He is the preceding CEO of AT&T Wideband and its antecedent, Tele-Communications, Inc. and Autonomy Media.

Go after Leo Delayy, Jr. on Peep: www.twitter.com/leohindery

Source: http://www.huffingtonpost.com

Source: http://everyday-finance.com/leo-hampery-jr-why-no-latest-taxes/

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রবিবার, ২৫ সেপ্টেম্বর, ২০১১

Video: Bloomberg on GOP candidates

July 31: Plouffe, roundtable

We'll have the very latest on the fluid situation with the President Obama's Senior Adviser, David Plouffe. Then, the Senate's take with Sen. Claire McCaskill (D-MO) and Sen. John Thune (R-SD). Plus, a roundtable with Governor of Michigan, Jennifer Granholm (D), Rep. Raul Labrador (R-ID), the host of CNBC's "Mad Money" Jim Cramer, and NBC's Tom Brokaw.

Source: http://www.msnbc.msn.com/id/3032608/vp/44660190#44660190

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শনিবার, ২৪ সেপ্টেম্বর, ২০১১

New and updated iPhone and iPad apps for Friday, September 23

Every day, TiPb gets flooded with announcements for new and updated iPhone, iPod touch, and iPad apps and games. So every day we pick just a few of the most interesting, the most notable, and simply the most awesome to share with you! Real Steal: An underworld...

Source: http://feedproxy.google.com/~r/TheIphoneBlog/~3/gBsV1xUASkI/

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Carnivorous plant inspires super-slippery material

Water, oil, blood and insects alike slide swiftly off a new super-slippery material inspired by a carnivorous plant.

Scientists searching for clever materials sometimes borrow ideas from nature. Lotus leaves, for example, are famously water repellant, thanks to their textured surfaces which trap a cushion of air for water to slide down.

The leaves have inspired a range of so-called "superhydrophobic" materials. But these materials have trouble repelling oils and more complex liquids, which have lower surface tensions than water and can seep into the surface at the slightest pressure.

"Everybody's talking about the lotus leaf," says Joanna Aizenberg of Harvard University, whose lab designs and builds biomimetic materials to solve a range of problems. "But it's just one of many strategies that nature created to manage and control the interaction with liquid."

Now, a new material takes a cue from one of the plant world's few meat-eaters: the carnivorous pitcher plant Nepenthes Movie Camera. The plants prey on insects, whose oily feet normally allow them to walk up walls. But pitchers' tube-shaped leaves have microscopic bumps that hold a thin layer of water in place. The water repels the oils, sending hapless insects slipping straight into their gaping mouths.

"They just step on the rim, and immediately slide into the digestive juices," Aizenberg says.

Aizenberg realized that with the right choice of lubricating liquid, the pitcher plant's strategy could be adapted to repel virtually anything.

The researchers started with a textured substrate, which could be almost anything that is rough on the nanoscale, Aizenberg says. One good choice is Teflon, a fibrous material that is widely thought to be super-slippery itself.

Filling in the bumps

Their most slippery surface resulted when they added a layer of the perfluorinated fluid 3M Fluorinert FC-70, manufactured by the firm 3M, to Teflon. The liquid oozed into all the pores in the Teflon, and left a nanometres-thin layer of liquid at the top. The material still feels dry to the touch, and other liquids simply hydroplane off the surface, like a car sliding off a wet road. The team calls the material 'slippery liquid-infused porous surfaces,' or SLIPS.

"We call it SLIPS, because everything does," Aizenberg says. The materials could be useful for making self-cleaning windows, friction-free oil and water transport pipes, and safe and efficient blood transfusion devices, she adds.

SLIPS beat the lotus leaf in several arenas. They're more slippery ? liquids from water to oil to blood lose contact with the surface when it's tilted by an angle as shallow as 2 degrees, whereas liquids held to other surfaces tilted from 5 to 30 degrees. They can also recover from damage, because the lubricating liquid naturally seeps back in to any holes. And because liquid is incompressible, the material can be used at pressures equivalent to 7 kilometres underwater.

"It's interesting that it combines self-lubrication, self-healing and self-cleaning, which are different processes," says Michael Nosonovsky of the University of Wisconsin-Milwaukee. "It's a new type of smart material."

Journal reference: Nature, DOI: 10.1038/nature10447

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শুক্রবার, ২৩ সেপ্টেম্বর, ২০১১

6 Plumbing Tips | iSlaPent

You?ll find so numerous distinct plumbing gear obtainable inside the market location nowadays, every single single serving a region of curiosity demographic or specialised circumstance. With so several options at hand, it may be challenging to select the correct supplies that best match your wants. Determining on the correct plumbing resources is really a serious make a difference that might make the variation in between a functional sink as well as a flooded kitchen. Correct right here are some aspects which you actually need to take into account when shopping for your residence plumbing equipment:

Function: This ought to become your 1st and foremost priority. It could appear like standard sense, but make certain you know what provides you might be buying! For illustration, some resources are employed for unclogging drains, whilst other folks permit you to correct leaky pipes. The usefulness of these instruments depends upon your plumbing aims. There?s an enormous distinction in between repairing a ruined drain and repairing a harmed pipe, as well as your possibilities in plumbing resources ought to plainly indicate this. The last aspect you want is to generate a pricey expense inside an instrument which has no goal in your plumbing circumstance!

Type: Plumbing associated tools appear having a wide array of equipment and instruments. They differ in specialized shapes and sizes. These several equipment are greatest categorized by job. For illustration, closet augers are beneficial for clearing clogs in sink drains and bathtub drains, while rest room augers are particularly created for unclogging bathrooms only. It is not only important to purchase the suitable instrument, but you need to also be sure that you acquire the proper type of instrument.

Quality: Costs could be an problem, but acquiring the very best quality plumbing connected equipment does not have to be ridiculously pricey. As several plumbers would inform you, you?ll find numerous excellent plumbing related gear obtainable at affordable rates. All you are going to need to have is the suitable analysis and references to create specific you uncover the top good quality gear to your circumstance. Quality is incredibly crucial in plumbing connected gear. You surely don?t want your plunger to break aside, for illustration, should you plan to use it to restore your damaged toilet!

Utilization: Buying just isn?t the sole alternative. There are various areas exactly where you?ll be able to just hire plumbing equipment simply at hand. This not only saves you expenses, but it also frees up storage space within your family. Right up until you intend to utilize these gear on a frequent basis, rental is probably the method to go. Bear in mind, nevertheless, that it really is handy to have a couple of widespread plumbing devices. You never know when an emergency circumstance may possibly display up.

Approach: Some equipment require so a whole lot talent and encounter that you will need to be an expert plumber to know the way to make use of the gear. Actually, with out the proper knowing, you might actually harm your property appliances by using the plumbing related gear in the improper way. It is very best to talk to with an expert when doubtful. Damaging your fixtures is quite possibly the worst scenario scenario.

Starter Kits: For people who?re not acquainted with plumbing, there are beneficial fundamental plumbing kits particularly developed for novices. They contain the typical devices that every home-owner must have in their possession. These products include duct tape, a regular plunger, quite a few adjustable wrenches, as well as a closet auger. They are able to be employed for quickly repairing the leaks in pipes and drains. For much more extended-phrase alternatives, you should just converse to an expert plumber to tie up any unfastened stops.

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Source: http://www.islapent.com/home-and-garden/home-improvement/6-plumbing-tips/

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বৃহস্পতিবার, ২২ সেপ্টেম্বর, ২০১১

Bright returns to Wheaton as assistant track & field coach: Wheaton ...

September 22, 2011

NORTON, MA ? Wheaton College Interim Director of Athletics John Sutyak '00 and head men's and women's track & field coach Dave Cusano have announced the hiring of Kathrine (Wallace) Bright '05 as the school's assistant men's and women's track & field coach.

A member of four NCAA National Championship teams at Wheaton, Bright returns to Norton after spending the last three years as an assistant track & field coach at fellow New England Women's and Men's Athletic Conference (NEWMAC) school MIT, where she worked primarily with the horizontal and vertical jumping groups.

"I'm really excited to return to my alma mater to coach the track & field teams," said Bright, who helped the Engineers captured the NEWMAC Men's and Women's Championships in each of her three seasons at MIT. "Hopefully, I can assist in leading them to several NEWMAC Championships and more NCAA Championships."

In addition to the Engineers success against conference foes, Bright helped guide the men to the 2010 and 2011 NCAA Division III New England Indoor Championships, and the women to the 2011 Division III New England Women's Outdoor Championship. She also coached the NCAA Division III New England Field Event Athlete of the Year in 2008, 2009, and 2010, and the 2011 NCAA Division III Men's Outdoor Track & Field Long Jump Champion.

"Kathrine is a terrific addition to the track & field staff. Her expertise and education makes her one of the best coaches in the country," said Cusano. "Having her back home at Wheaton will allow the program to take huge strides forward in developing our student-athletes both academically and athletically. Kathrine's familiarity with Wheaton will help all facets of the program move forward at a remarkable rate."

The 2010 United States Track & Field and Cross Country Association (USTFCCCA) Division III Indoor Track & Field Men's Assistant Coach of the Year, Bright helped the Lyons capture the 2002 and 2003 NCAA Division III Indoor and Outdoor Championships. During that time, Bright earned 2003 All-America honors in the high jump (outdoor) and again in 2005 as a member of Wheaton's 4x400 meter relay team (indoor). She was a five-time NEWMAC All-Conference selection in the high jump (2002-04), 4x400M relay (2004), and triple jump (2005).

"It is an honor to welcome Kathrine back to Wheaton as our assistant track & field coach," said Sutyak. "Her experiences the last three seasons at MIT, along with being an All-America student-athlete and member of four national championship teams here at Wheaton, will serve our current student-athletes well and provide a solid foundation for our program. Kathrine and head coach Dave Cusano will continue our proud track & field tradition here at Wheaton."

Bright is USA Track & Field (USATF) Level II certified as both a jumps coach and a combined events coach. In 2010, she was invited to attend the USATF Emerging Elite Coaches Camp and later became a member of the NCAA Women's Coaches Academy (December, 2010). She began her coaching career as an assistant track & field coach at Connecticut College (2005-06) before accepting a part-time coaching position at Wheaton in 2006, where she remained until joining the staff at MIT. Last September, Bright began working as a physical education instructor at MIT.

Bright received her bachelor of arts from Wheaton in 2005 after majoring in psychology and minoring in sociology. In 2010, she went on to earn her master's degree in education from Boston University, where she concentrated on coaching principles and sports psychology. Bright will assume her new role at Wheaton at November 1.??

Source: http://athletics.wheatoncollege.edu/sports/mtrack/2011-12/releases/20110922b86o81

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Bad Credit Unsecured Loans-Encourage Financial Growth For Bad

If you do not have any property to put as a mortgage and you are suffering from bad credit history, then you need to apply for bad credit unsecured loans. You would not be rejected if you are suffering from any other bad factor like county court judgments, foreclosures, bankruptcy, missed payments, defaults, etc. You would have sufficient money to pay off the backdated debts and manage the expenses on regular or irregular basis. The regular expenses are for groceries, infrastructural facilities like electricity, water and gas, household rent, etc. You would not have sufficient money to manage the irregular expenses like debt consolidation, car repairs, unplanned trips, etc. You would be able to buy assets like a home,a car or jewelry.

If you have a computer with an internet connection at home or at office, you would find many lenders offering bad credit unsecured loans at competitive rates. You need to compare and choose the best deal. You need to read the terms and conditions given in the print. Otherwise, you would end up paying for hidden costs. The loan amount would range between 1000 and 25000 with a higher rate of interest. The repayment period would vary from 1 to 10 years.

Online registration with Cheap Unsecured Loans would enable you to strike the best deal. You would be assigned with higher loan amount at reasonable rate of interest. You would have to fill up the following basic details in the online application form without paying any processing fee:

a) You need to be citizen of UK.

b) You need to have a regular source of income. It would determine the repayment ability.

c) You need to mention the bank account details which should not be below 3 months old. It would be used for monetary transactions.

Once you would fill up the details in form and submit it, it would go to the lender?s site for further verification and approval. Within 24 hours, the loan amount would be transferred to the bank account. Then , you would be able to utilise the loan amount the way you would want.

Fabian Bishop is a regular contributor to finance related websites, which provides information and advice on any type of loan like Bad credit unsecured loans, Unsecured personal loans, Unsecured loans UK, Cheap unsecured loans For more information log on http://www.cheapunsecuredloans.net

Source: http://xumchtvxq.com/bad-credit-unsecured-loans-encourage-financial-growth-for-bad-creditors.php

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বুধবার, ২১ সেপ্টেম্বর, ২০১১

Canon enables AirPrint on a trio of PIXMA wireless printers, plans to keep up the trend

Here's the scenario: A., You've been getting your wireless print on with Canon's PIXMA MG8220, MG6220 or MG5320 all-in-one inkjet printer, and B., you own an iDevice. Well, feel free to do a little dance (just not this one), because Canon's added AirPrint support for the lucky three aforementioned. Simply (we hope) update your printer to the latest firmware, and boom, you'll be printing over iOS 4.2 and beyond. Better yet, it's also stated that the "majority" of forthcoming PIXMAs will follow in a similar AirPlay-enabled fashion. Need more info? Full PR is just past the break.

Continue reading Canon enables AirPrint on a trio of PIXMA wireless printers, plans to keep up the trend

Canon enables AirPrint on a trio of PIXMA wireless printers, plans to keep up the trend originally appeared on Engadget on Wed, 21 Sep 2011 10:29:00 EDT. Please see our terms for use of feeds.

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Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/MQTJv2y7cI8/

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মঙ্গলবার, ২০ সেপ্টেম্বর, ২০১১

Realtors Who Plan Ahead Will Save Taxes | home business startup

Woburn, MA (PRWEB) January 31, 2006

?As a real estate agent or broker, keeping careful track of the bills you pay throughout the year will save you taxes, since you can generally deduct your professional expenses directly against your commission income,? explains Andrew Schwartz, CPA, founder of RealEstateProTaxes.com, an affiliation of CPAs throughout the country that specializes in tax planning and preparation for real estate professionals. ?Whether you use a personal finance program like Quicken or Microsoft Money, charge all your professional expenses on a separate credit card, or file away all your receipts in a big envelope, it?s important that you find a system that works for you,? says Schwartz.

Allowable expenses include anything that is ?ordinary? and ?necessary? in connection with being a realtor, including advertising costs, cell phones and internet access, gifts to clients, and professional dues and licenses, and MLS fees. A complete listing of professional expenses common to realtors is available at http://www.reptaxes.com/busexp.php.

Why are most realtors taxed as independent contractors? According to the IRS in Publication 15-A, Employer?s Supplemental Tax Guide: licensed real estate agents are treated as self-employed if ?substantially all payments for their services as real estate agents are directly related to sales rather than to the number of hours worked, and services are performed under a written contract providing that they will not be treated as employees for federal tax purposes.?

Don?t Forget Your Car

Deducting your automobile expenses is another way to save taxes. Each year, you base your deduction on either the standard mileage rate or the actual expenses incurred during the year, including insurance, gas, repairs, and lease payments or depreciation based on the car?s original cost. The standard mileage rate is 44.5 cents per business mile driven for 2006. Don?t forget to claim the business use percentage of the interest you pay on your car loan as well.

It?s a good idea to maintain some sort of mileage log throughout the year. If you ever get audited, the IRS will want you to provide a log substantiating the automobile deduction you claimed.

Employ Your Child

Do you have a child under the age of 18? If so, you?ll save some taxes by employing your child. There?s a special loophole that exempts children of self-employed individuals from paying social security, Medicare, and federal unemployment taxes on wages paid by a parent.

For 2006, as long as your child is under the age of 18, you can pay him or her up to $ 5,150, and your child won?t owe any income taxes on that money (assuming they have no other income). Even so, you get to deduct the wages paid as a business expense. Plus, your child can fund an IRA or Roth IRA with up to $ 4,000 this year based on the wages paid by you.

Now?s the time to set yourself up with the IRS as an employer if you haven?t previously done so, and to compensate your child a ?fair wage? for services provided during the year.

Save Taxes By Saving For Retirement

Setting up a self-employed retirement plan is another way to save taxes. Take a look at the Solo 401(k), which generally allows for larger contributions than a SEP IRA, provided you have no employees who work more than 1,000 hours per year except for your spouse.

With these tax advantaged retirement accounts, you can contribute as much as $ 15,000 ($ 20,000 if 50 or older) plus 20% of your net self-employment income, up to $ 44,000 for 2006. If you?re 50 or older, this year?s max increases to $ 49,000. Amounts contributed reduce your taxable income and grow tax-deferred. The deadline for setting up a Solo 401(k) is December 31st.

You also have the option of setting up a Roth 401(k) this year. With these types of accounts, you forgo a tax deduction today, but the money contributed grows tax-free.

With a SIMPLE IRA, you can contribute up to $ 10,000 ($ 12,500 if 50 or older) plus 3% of your net business income. The due date for establishing a SIMPLE IRA is October 1st.

Otherwise, you have until the due date of your tax return, including extensions, to establish and fund a SEP IRA. You can generally put away up to 20% of your net self-employment income into these tax-advantaged retirement savings accounts.

Special Tax Break for Realtors

If you own rental real estate, planning ahead will ensure that you?re able to max out the rental losses you can claim. As a realtor, the ?passive loss? rules that limit deductible rental losses to just $ 25,000 per year don?t apply to you. To qualify for this exception, however, you need to spend more than half your time, and at least 750 hours, during the year working in the real estate trade. Plan your schedule accordingly throughout the year so you?ll meet these two requirements.

Avoid Underpayment Penalties

As an independent contractor, it?s usually up to you to pay your own taxes by submitting quarterly estimates. Failure to pay sufficient estimates in a timely manner could lead to costly IRS penalties.

Get in the habit of setting aside a portion of each of your commission checks into a savings or money market account for your taxes. Not only will you avoid spending your tax money, you?ll also be rewarded with a little interest income as well.

Get A Jump on Your 2006 Planning:

?Even though you probably haven?t filed your 2005 income tax returns yet, it?s not too early to start taking steps to cut your 2006 tax bill,? says Schwartz.

Andrew D. Schwartz, CPA is the editor and a major contributor to http://www.RealEstateProTaxes.com, a website that provides income tax and financial planning information geared towards real estate professionals. Schwartz has provided financial planning advice in interviews with various media, including the Washington Post and Wall Street Journal. He is available for interviews.

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Source: http://www.homebusiness-startup.com/realtors-who-plan-ahead-will-save-taxes/

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